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Credit Card Payments, KYC & Billing FAQ

We accept major debit/credit cards, including MasterCard, American Express, Visa; local bank transfers, Zelle, Venmo, ACH transfers, eCheck, Bill Pay, Apple & Google Pay, eCheck, PayPal, bitcoin, altcoins, stablecoins like USDC or USDT, and other cryptocurrency. When you reach the checkout page, you’ll see the payment methods that are currently available. Please note that not all options are available at all times, as their availability may change dynamically based on various factors.

If you tried to place an order but your card was declined and you didn’t receive an order confirmation email, please review this page carefully before contacting our customer support team. The information provided here is the same information our support team would provide to resolve your issue.

Let’s Cover Some Key Points

  • Banks & Big Pharma Try to Block Us — We Find a Way

    Payment processors make it tough, but we’ve built smart workarounds. For privacy, your statement will show a generic purchase. With Bitcoin and other cryptocurrencies, payments are always private—plus, you get an instant 20% discount when you pay with Bitcoin directly.

  • How We Accept Credit Cards

    Card payments are processed through regulated crypto on-ramp providers. Your payment is converted into cryptocurrency (USDC) and follows international compliance rules, which may require KYC verification decided by the payment provider. All personal data is submitted directly to them — we never store or access it. When using the credit card on-ramp option, please ensure your payment does not exceed £395 GBP (approximately $500 USD, €460 EUR, or A$760 AUD). This service is designed for quick, low-value cryptocurrency purchases.

  • Tips for Paying with Credit Cards

    ① Turn off VPN or proxies ② Use your own card and real details ③ Ensure your billing info (address, phone, ZIP) matches your bank records ④ Upload clear ID and selfie if requested ⑤ Avoid multiple failed attempts ⑥ Refunds must be requested from our store, as banks cannot reverse crypto payments ⑦ Do not describe the purchase as “Rx” or medication: this triggers automatic bank blocks. Treat it as a regular online purchase.

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Table of Contents

Why is KYC required for card payments?

The payment is processed as a crypto (USDC) purchase. KYC required + VPN must be disabled.
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We get it — being asked for personal data feels uncomfortable.
Here’s the straight answer, no nonsense.

When you pay by credit or debit card, your payment is processed as a cryptocurrency purchase (USDC) behind the scenes. This is called an on-ramp transaction.

Because fiat money is being converted into crypto, global regulations apply. Governments in the US, EU, Australia, and other regions require identity verification to prevent money laundering and terrorism financing. There’s no workaround — every compliant crypto on-ramp follows the same rules.

Additionally, cryptocurrency transactions are irreversible. This creates an extra layer of protection for crypto providers against chargebacks and fraud. Since payments cannot be reversed like regular card transactions, on-ramp companies must apply stricter verification and risk controls before approving a purchase to protect both their systems and the broader financial network.

That’s why our payment partners may ask for KYC (Know Your Customer) verification.

KYC is required only when you choose to pay by card via our on-ramp partners (for example, Stripe, MoonPay, etc).

On-ramps usually apply two verification levels:

  • Light KYC: Email verification and basic personal details (such as an ID or SSN number, depending on country).
  • Full KYC: Everything above, plus identity documents and a short live selfie (liveness check).

Which level is required is decided entirely by the payment provider and purchase amount, based on their internal risk checks. We do not control this.

Not us. Ever.

All personal information is submitted directly to the payment provider (Stripe/Link/Paybis/MoonPay/Ramp Network, etc). We never receive, store, or access your KYC documents.

They are regulated companies and fully compliant with GDPR and local data-protection laws.

Because EU crypto laws (MiCA and AML regulations) require payment providers to apply stricter identity and risk checks for all on-ramp transactions. Common decline reasons include VPN or location mismatch, incomplete or failed KYC, billing details not matching bank records, higher-risk merchant categories, and internal risk scoring by the payment provider.

Payment Tips & Best Practices

Follow these simple guidelines to reduce payment errors and increase the likelihood of approval for credit card payments.
  • Turn Off VPN & Proxies

    Use your real location, which should match your billing address. VPNs often trigger automatic blocks. Avoid rushing or repeatedly retrying, as multiple failed attempts may result in a temporary lock.

  • Use Your Own Card & Real Details

    The card name, IP location, and identity must all match. Your name and date of birth must exactly match those on your ID.

  • Good Lighting for Selfies & Clear Docs

    If you are asked to complete KYC, make sure that you are not wearing hats, glasses, or filters. Follow the on-screen instructions and upload clear documents. The documents must be clear, with no blur, cropped edges, or screenshots.

  • Age, Region & Profile Matter

    Approval depends on age, region, and profile. EU users face stricter rules. Some verifications may be automatically declined due to regulatory requirements. If this happens, wait a while, turn off your VPN, clear cache, and try again.

  • Billing Descriptor & Processing Time

    Card payments are usually processed instantly, while Zelle and local bank transfers may take up to 72 hours if pending with your bank. Your statement may show a generic or different business name instead of our store name.

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Of Course, We're Also Happy to Accept Payments via PayPal

However, please note that while we do accept PayPal for purchases, we are unable to process refunds via this payment option. However, we've got you covered with our seamless refund process by other means.
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  • Extra Fee Alert: PayPal Charges More for Transactions

    At our online pharmacy, we've run up against PayPal's strict rules, so we've decided to use third party vendors for payments. Unfortunately, this comes with a hefty fee, which amounts to £20 per transaction. Unfortunately, PayPal payments aren't eligible for our voucher codes. However, there's a silver lining! Consider using Bitcoin instead. Enjoy a seamless payment experience along with a generous 20% discount on your entire order!

  • Please Don't Make Multiple Payments via PayPal

    We kindly ask you to refrain from making multiple payments for the same order via PayPal. Unfortunately, PayPal has a strict policy against transactions involving online pharmacies, which includes both incoming and outgoing payments. Due to these policies, which are beyond our control, we are unable to process refunds through this platform.

  • Why Is PayPal Not an Option for Refunds? What If I Need It?

    We're sorry, but due to our payment setup, we cannot process refunds through PayPal. Although PayPal technically allows refunds, doing so for transactions with ModafinilUK could result in your PayPal account being permanently suspended. This payment system strictly prohibits transactions with online pharmacies such as ours. However, you're welcome to opt for a store credit instead. Simply contact our support team, and they'll arrange this for you. The store credit is versatile and can be used for future purchases on our site. It's like having cash in your virtual wallet!

Make sure your transactions run smoothly and avoid refund requests whenever possible. If you do need a refund, opting for a store credit instead of a direct PayPal refund can help you avoid a suspension.

Yes, there are. We offer a variety of payment options to suit your preferences. You can pay using major credit cards, including Visa, Mastercard and AmEx, Faster Payments or Bitcoin.

If you’ve completed your PayPal transaction and are still waiting for that all-important order confirmation email, don’t worry! Contact our friendly customer support team, and we’ll sort things out for you straight away. Just make sure you include your PayPal transaction ID in your message – typing it in is better than sending a screenshot.

Easy Payment with Bitcoin

Get a 20% discount now! The benefits of using cryptocurrencies like Bitcoin are numerous! BTC transactions are peer-to-peer, bypassing middlemen such as banks and eliminating the fees & hurdles associated with traditional payment methods.

Discover the Benefits of Using Bitcoin

  • No Middlemen

    With Bitcoin, transactions take place directly between individuals, eliminating the need for banks or middlemen. This means faster transactions and lower fees. Plus, you get a fantastic 20% discount on all crypto purchases. We're able to pass these savings on to you by avoiding hefty transaction fees.

  • Superior Privacy

    Bitcoin transactions offer superior privacy compared to traditional payment methods. Although all Bitcoin transactions are recorded on the blockchain, the identities of the parties involved remain anonymous. Bitcoin is also incredibly easy to use. Once you've set up your BTC wallet and purchased some Bitcoins, making transactions is as easy as sending an email.

  • Just Like Sending an Email

    We get it – Bitcoin can seem daunting if you're new to it, but don't worry, we've got your back! Check out our quick and easy video guide to start your Bitcoin journey. If you do get stuck, our support team are available 24/7 to help. So, why not give crypto a try? You might be pleasantly surprised at how easy it can be!

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Google Search Favours the Following Content

Search engines like Google, Bing, DuckDuckGo, and Yahoo favour pages packed with text, resulting in increased website traffic. The following text further reveals how we operate as a reliable online pharmacy. And notably, it caters to search engine algorithms.

What’s the Difference Between Visa and Mastercard?

When delving into the realm of payment options for your modafinil purchase, the distinction between Visa and Mastercard plays a key role. Both are prominent players in the financial landscape, offering global reach and convenience. However, nuances set them apart, influencing your choice.

Here’s a concise breakdown of the differences between both networks to guide your decision-making process:

  • currency conversion: When making transactions in foreign currencies, both cards employ their own exchange rates for conversions;
  • perks and benefits: Each network provides its own set of benefits. For example, while Visa offers travel insurance, extended warranties and rewards programs, Mastercard provides price protection, identity theft protection and access to exclusive events;
  • security features: Both networks provide different security features. While Visa employs Verified by Visa, Mastercard incorporates SecureCode to enhance the safety of online purchases.

Ultimately, both Visa and Mastercard offer convenience, security and worldwide acceptance, making either option suitable for your modafinil purchase.

Your choice may hinge on your personal preferences, existing affiliations with financial institutions and the specific benefits each card offers.

How to Open PayPal Account in the UK

PayPal stands as a beacon of convenience and security. Whether you’re a seasoned online explorer or a curious newcomer, the journey of opening a PayPal account is an empowering one.

Opening a PayPal account in the UK is a breeze. Here are the steps:

  • visit the PayPal website: Access the official website through your web browser;
  • click “Sign Up”: Look for the “Sign Up” or “Sign Up for Free” button on the homepage and click it;
  • choose the account type: Select whether you want a personal or business account. For personal use, select “Personal Account”;
  • fill in details: Provide your email address, create a secure password and click “Next”;
  • enter personal info: Enter your legal first and last name, date of birth and nationality and click “Next”;
  • add address details: Fill in your residential address, including your country, postal code and phone number. Click “Next”;
  • link a payment method: Connect your credit/debit card to your PayPal account for purchases and transactions. Alternatively, link your bank account;
  • verify your email: PayPal will send a verification email to the address you provided. Open the email and click on the verification link;
  • add additional details: Provide any additional info as requested by PayPal, such as security questions or card details;
  • confirm bank account (optional): If you linked a bank account, PayPal may make a small deposit to verify it. Confirm the deposit amount to complete the process;
  • explore your account: Once your account is set up, you can start using PayPal to send and receive money, make online purchases and manage your transactions.

As you link a payment method, whether a credit/debit card or bank account, you pave the way for effortless modafinil purchases and transactions. Verifying your email and adding any requested additional info ensure a comprehensive and secure account setup.

How Long Does PayPal Take to Send Money?

The duration it takes for PayPal to process payments when purchasing modafinil online can vary based on multiple factors. Generally, PayPal transactions are processed relatively quickly, often within a few minutes. However, the specific timeline can depend on the following factors:

  • seller’s processing time: The online store where you’re making the purchase might have its own processing time before the payment is confirmed. Once the seller processes the order, PayPal’s part of the transaction usually happens swiftly;
  • payment method: The mode of payment you use within PayPal can influence the processing time. Paying directly from your PayPal balance or linked bank account tends to be faster than using a credit/debit card, as card payments might involve additional verification steps;
  • recipient’s PayPal account: If the recipient (seller) has a verified PayPal account, it can contribute to quicker processing. Verified accounts have undergone additional verification steps and are often associated with smoother transactions;
  • payment type: PayPal offers different options for sending money, such as “Friends and Family” or “Goods and Services”. Transactions classified as “Friends and Family” might have a faster processing time;
  • currency conversion: If you’re making an international purchase and currency conversion is required, it might add a bit of extra time to the transaction process.

Remember that the specific experience can vary from one online store to another, and it’s always a good practice to review the store’s terms and policies related to payment processing.

Is There a Limit on Debit Card Payments in the UK?

Debit card payment limits in the UK vary among banks and account types. They typically include daily spending limits for contactless, chip-and-PIN and online transactions, as well as daily cash withdrawal limits from ATMs. Some banks allow temporary limit increases upon request. Business accounts often have higher limits. Contactless payments usually have a £30 limit. It’s important to check with your bank for specific details about your debit card’s limits.

Which Is the Best Method of Payment to Choose?

Selecting the best payment method depends on your preferences, security and convenience. Credit and debit cards offer ease of use and consumer protection, while PayPal provides an additional layer of security for online transactions. However, it’s important to note that PayPal may have restrictions on purchasing prescription medications, so it’s advisable to check its policy before making a choice. Faster Payments via bank transfer offer direct access to funds. Ultimately, the choice depends on your comfort level, the platform’s compatibility and the level of security you seek.

Do Faster Payments Work at Weekends?

Faster Payments, a contemporary transaction method, operates seamlessly during weekends, setting it apart from traditional banking processes. This functionality offers the advantage of round-the-clock fund transfers, providing immediate and flexible transactions even on weekends and holidays. Besides, its 24/7 availability ensures real-time accessibility and efficient management of financial activities. However, factors like cut-off times and recipient bank policies should be considered. The inclusion of weekends in Faster Payments enhances convenience and modernises financial transactions.

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